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In the unusual enjoy one to a financial goes wrong, the newest Government Put Insurance policies Corp. handles deposit account customers’ currency around the insurance coverage limitation. Regarding Silicone polymer Valley Financial, three authorities businesses — the new FDIC, the fresh Service of your own Treasury and the Federal Reserve — acted quickly to protect all of the places. Someone financial sooner or later retains a nonbank’s customers money, that renders the money FDIC-covered.

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